Effortless path to owning your dream home in dubai
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WHY CHOOSE US
No Residency Requirement
We assist both residents and non-residents in securing mortgage loans.
Mortgages for Off-Plan Properties
We handle mortgages for all property types and stages of construction.
Rapid Pre-Approval
Receive pre-approval within a week after submitting all documents.
Competitive Rates
We compare rates from over 40 different banks to offer you the best possible options.
24/7 Personal Service
Work with a dedicated consultant available 24/7 throughout the entire process.
Guaranteed Success
We are the only company that guarantees success if you meet our requirements.
Determine your eligible loan amount
Benefits of working with Affordable Mortgages
New & Secondary Purchases
Financing for new and pre-owned property purchases, making home ownership more accessible.
Refinancing
Replace your existing mortgage with better terms, such as lower interest rates or adjusted loan duration.
Commercial Purchases
Finance properties for business use, including office buildings and retail spaces.
Buy Out
Transfer your mortgage to another bank for improved terms and conditions.
Equity Release
Borrow against your property's value for home improvements or real estate investments.
4 Easy Steps to Secure Your Loan
We will contact you in 15 minutes to make a short consultations
We will contact you in 15 minutes to make a short consultations
We will contact you in 15 minutes to make a short consultations
We will contact you in 15 minutes to make a short consultations
We'll contact you within 15 minutes for a brief consultation.
Choose the most suitable options from over 40 different banks.
Pre-approval takes just one week after submitting the required documents.
Congratulations! You're now ready to purchase your dream home.
Our Partners are Widely Recognized.
FAQ'S
Generally, the limit is calculated as 7 times the applicant's annual salary, though this varies by bank. Existing loans, credit cards, and liabilities will reduce the maximum amount that can be borrowed.
Rates vary significantly between banks and depend on your individual profile, including whether you are salaried or self-employed.
Yes, UAE residents can obtain a mortgage loan of up to 80% of the property's value. With expat financing, this can be extended to 85%. UAE nationals can borrow up to 90%.
Yes, non-residents can obtain financing in the UAE, subject to individual client profiling. The maximum loan-to-value for non-residents is 60%, with rates starting at 3.99% for a 3-year fixed term.
What are the early settlement fees?
Banks charge a penalty if a borrower repays the mortgage loan before the agreed term. This fee compensates the bank for lost interest revenue. According to Central Bank of UAE regulations, the fee is capped at 1% of the early repaid amount, with a maximum limit of AED 10,000.
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